Disclaimer

Not a Lender

ZeroFees is a loan comparison and application platform only. We are not a bank, non-banking financial company (NBFC), or lender, and we do not underwrite, approve, or disburse loans. All lending decisions are made independently by the bank or financial institution you choose to apply with.

Interest Rates & Fees

Interest rates, processing fees, loan amounts, and tenures displayed on ZeroFees are indicative and provided by our banking partners. These figures may change without notice and are subject to the bank's final terms, credit assessment, and prevailing policies at the time of application. Always verify final terms directly with the bank before accepting any loan offer.

No Guarantee of Approval

Comparing or applying for a loan through ZeroFees does not guarantee approval, disbursal, or any specific interest rate. Approval is entirely at the discretion of the lending bank, based on their eligibility criteria, credit assessment, and internal policies.

Cashback Disclosure

Processing-fee cashback offered through ZeroFees is credited to your wallet only after successful loan disbursal, and remains locked until your EMI schedule is marked complete. Cashback amounts and eligibility vary by bank and loan product, and are not available for guest applications, which do not have an associated wallet. Cashback offers are subject to change or withdrawal without prior notice.

Accuracy of Information

While we strive to keep bank listings, rates, and product information accurate and up to date, we do not warrant that all information on the platform is complete, current, or error-free. Bank-provided details may change independently of updates on our platform.

Not Financial Advice

Content on ZeroFees, including calculators, blog articles, and comparison tools, is provided for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult a qualified financial advisor before making borrowing or investment decisions.

Third-Party Links

Our platform may contain links to third-party websites, including bank websites. We are not responsible for the content, accuracy, or practices of any third-party site.

Contact Us

For questions about this Disclaimer, please reach out via our Contact page.